Preheat the oven to 180°C. Grease a loaf pan with coconut oil and line with parchment paper.

In a bowl, mix all the dry ingredients, except the chocolate and nuts. Whisk to combine.

Place the chopped apples and coconut milk in a food processor and mix until smooth.

Pour the apple sauce over the dry ingredients and stir until just combined. If too dry, add a tablespoon of plant-based milk.

Fold in the chopped chocolate and nuts. Pour the batter into the prepared loaf pan and garnish with cacao nibs and hazelnuts if desired.

Bake for 1 hour, or until a toothpick inserted into the center comes out clean. Check a few times as the melted chocolate may affect the test.

Remove from oven and let cool in the pan for 10 minutes. Then transfer to a cooling rack and let cool completely before slicing.